The Department of Justice, in close coordination with the Department of Education, announced today a new process for handling cases in which individuals seek to discharge their federal student loans in...

NJ Mortgage Modification Basics To get to the basics, let's go back to where it all started -- when you originally obtained your mortgage: You agreed to and signed a...

Many bankruptcy cases are filed due to a job loss or temporary unemployment due to a medical issue.  Often times this job loss or temporary unemployment arises out of a...

One of the first questions that our new clients and first consults ask is whether or not they will lose their property. This is an important topic and needs to...

If you have a financed car and you are filing a Chapter 7 bankruptcy case, you have three ways in which you can deal with your car loan. If want...

You can be setting your relatives up for a problem if you pay them back before you file bankruptcy. The bankruptcy Trustee has the power to avoid preferences, see 11...

If you are in a bankruptcy case your attorney has likely talked to you about reaffirmation agreements. If you aren't in a bankruptcy case yet but a lawyer has mentioned...

I find myself telling clients all the time that filing a bankruptcy is more art than science. And it really is....but it makes my clients crazy when I say that...

Chapter 13 bankruptcy cases can get a lot done.  In some cases I can discharge taxes, get rid of a second mortgage, and pay off your student loans in one...

Every time I meet with a new client I always get this question: What happens to may tax refund? For many of my clients the lump sum cash of a...