Articles

Bankruptcy Articles

Justice Department and Department of Education Announce a Fairer and More Accessible Bankruptcy Discharge Process for Student Loan Borrowers

The Department of Justice, in close coordination with the Department of Education, announced today a new process for handling cases in which individuals seek to discharge their federal student loans in...

NJ Mortgage Modification – Know The Basics

NJ Mortgage Modification Basics To get to the basics, let's go back to where it all started -- when you originally obtained your mortgage: You agreed to and signed a...

Personal Injury Claims & Bankruptcy

Many bankruptcy cases are filed due to a job loss or temporary unemployment due to a medical issue.  Often times this job loss or temporary unemployment arises out of a...

Will I Lose Property In A Bankruptcy Case?

One of the first questions that our new clients and first consults ask is whether or not they will lose their property. This is an important topic and needs to...

Chapter 7 Bankruptcy

If you have a financed car and you are filing a Chapter 7 bankruptcy case, you have three ways in which you can deal with your car loan. If want...

Preferential Payments: Don’t Pay Your Parents Back Before Filing Bankruptcy

You can be setting your relatives up for a problem if you pay them back before you file bankruptcy. The bankruptcy Trustee has the power to avoid preferences, see 11...

Reaffirmation Agreements: To Do Them Or Not To Do Them

If you are in a bankruptcy case your attorney has likely talked to you about reaffirmation agreements. If you aren't in a bankruptcy case yet but a lawyer has mentioned...

Bankruptcy & Timing

I find myself telling clients all the time that filing a bankruptcy is more art than science. And it really is....but it makes my clients crazy when I say that...

Chapter 13 Bankruptcy

Chapter 13 bankruptcy cases can get a lot done.  In some cases I can discharge taxes, get rid of a second mortgage, and pay off your student loans in one...

Your Bankruptcy Case & Your Tax Refund

Every time I meet with a new client I always get this question: What happens to may tax refund? For many of my clients the lump sum cash of a...