First let’s define exactly what wage garnishment is. Wage garnishment is a legal procedure where a person’s earnings are withheld by an employer, as required by a court order. The reason for withholding the earnings is to pay a debt, such as child support. In other words, if you don’t make payments for things you are legally responsible for, a Court Order will be put into place to make sure you do. In this case, it comes from your paycheck.
How can I stop a wage garnishment immediately?
You can always file for bankruptcy, but in some situations, you can stop the wage garnishment without bankruptcy:
- By immediately responding to the Creditor’s Demand Letter;
- By seeking NJ specific remedies;
- By getting debt counseling;
- By objecting to the garnishment…among other remedies.
If you are in New Jersey and your wages are being
garnished, we can help. Contact us at 732.302.9600
for a FREE consultation or conveniently fill out
our consultation online here.